BMIC Used Motorcycle
warranty details

BMIC Used Motorcycle Warranty Overview

Without a used motorcycle warranty in place, you could be facing hefty garage bills should something  unexpectedly go wrong. With thousands of parts covered, a fantastic range of benefits  and our friendly, helpful team on hand to assist whenever you need us, you can relax  knowing your motorcycle is in safe hands.  

We’ll pay towards the cost of repairs including parts, labour and VAT up to your individual  claim limit.

We have a national standard labour rate of £65 per hour across the UK plus VAT. Any labour rates above this will be your responsibility.

Alternatively, you may add an optional Labour Rate Upgrade (for a one-off £47 (incl. VAT), under which we will pay the repairer’s invoiced labour rate on accepted claims without an hourly cap, subject to the applicable claim limit for the policy period. This optional upgrade is offered at the point of purchase and can be added to your basket during checkout.

Repair times are calculated in accordance with the published E3 repair time guidelines or at our reasonable discretion if no such data exists. 

Below is a short overview of what is covered in BMIC Motorcycle Warranty.

For motorcycles up to 12 years old and under 50,000 miles at the start date.

Please note: wear and tear is included on all covered parts until your motorcycle reaches  50,000 miles. At this point, the wear and tear element ceases but everything else remains  the same. As one of the UK’s best warranties, Platinum includes so many parts – that it’s just  impossible to list them all! Almost all of your motorcycle’s parts are covered against  mechanical breakdown, electrical / electronic failure or wear and tear (with exception to  the items listed in your contract). 

Most parts under these sections are included in BMIC Motorcycle Warranty:

  • Battery (for first 6 months of cover)

  • Braking system

  • Camshaft timing belt / chains

  • Casings

  • Catalytic converter

  • Clutch

  • Coil springs and shock absorbers

  • Cooling system

  • Diagnosis costs

  • Electrical and electronic parts including sensors

  • Engine

  • Final drive unit (all internal components, drive shaft and universal joints)

  • Flywheel

  • Fuel system
  • Frame & headstock (failure of structural members and bearings)

  • Gearbox and transmission

  • Ignition system

  • Instrument cluster & TFT LCD units

  • Remote key fobs or key cards up to £250 incl. VAT

  • Oil seals and gaskets

  • Steering

  • Supercharger

  • Suspension

  • Turbocharger

  • Wear and tear up to 50,000 miles

  • Wheel hubs and bearings

  • Working materials as part of a valid claim (oils, antifreeze, fluids, oil filter changes, gaskets & seals) up to £200 incl. VAT

 

Additional benefits

On top of the excellent coverage your warranty provides, you also get the following features. Please note: these must be authorised by us in advance.

European cover

Your plan includes 60 days of European cover. The claims process remains the same. Reimbursement will be based on the currency exchange rates on the date that the claim is agreed. Dates of travel may be required to support your claim.

Breakdown roadside recovery

Your warranty includes premium UK breakdown roadside recovery for the same duration. This is provided by First Call GB Ltd. If you have any questions about this cover, please call 0844 99 33 999 (calls cost 7p per minute plus your phone company’s access charge).

If your motorcycle is rendered immobile in the UK, you are covered for the following:

  • Up to 6 call outs during the duration of your cover which include:

    • 1 hour’s labour charge per call out

    • 1 hour’s roadside repairs and assistance, where possible and practical

    • Home repairs and assistance, where possible and practical

    • Local and national recovery, plus an onward destination service

    • Cover for any driver providing they have permission and are legally able to drive

    • Running out of fuel

    • Recovery of a trailer attached to the motorcycle at the time of breakdown

    • Wheel changes and flat tyres (see ‘no spare wheel cover’ if no spare wheel is provided  with the motorcycle)

If your motorcycle is immobilised at your home address, our recovery operator will attend and, where possible, carry out emergency repairs. If repairs cannot be completed, we will recover your motorcycle to a destination of your choice within 25 miles.

If your motorcycle breaks down more than 35 miles from home, we will arrange for recovery and, where possible, carry out emergency repairs. If repairs cannot be completed, we will recover your motorcycle and passengers to the nearest suitable garage or to your home, whichever is closer.

If repairs cannot be completed within a reasonable time at a garage, we offer the following options:

  • Public transport reimbursement for you and passengers (up to £100 per claim).
  • Overnight accommodation reimbursement for you and passengers (up to £40 per person).
  • Car hire for up to 72 hours (excluding fuel, insurance, and excess costs).

These services are subject to prior authorisation and receipts must be submitted for reimbursement.

Yes, the maximum claim limit is £2,000 per claim or the current market value of your motorcycle at the time of the claim, whichever is lower.

Breakdown cover is subject to authorisation in advance, and reimbursement for services such as accommodation or transport will only be made upon prior approval and submission of receipts.

First Call GB Ltd is a breakdown assistance provider that falls outside the scope of the Financial Conduct Authority. Registered address: First Call GB Ltd, Suite 3, Dairy Barn Mews, Lawford, Manningtree, CO11 2BZ. Registered number: 449443.

Your obligations

To keep your warranty valid, there are a few things you must do:

Have your motorcycle serviced regularly as per the manufacturer’s guidelines by a VAT registered garage. You’ve got 30 days or 1,000 miles (whichever is sooner) from the service due date to have it completed. Your vehicle must also be kept in a roadworthy, legal condition and be taxed, insured and hold a current MOT certificate.

Keep hold of the service invoices as we may require them if you need  to make a claim. There’s also a page at the end of this booklet for the  service stamps.

Carry out any routine maintenance as required i.e. topping up or changing of oils, coolants and antifreeze. We won’t pay for any repairs if your motorcycle isn’t maintained properly.

Follow the claims process. It’s really easy but we cannot stress how important this is for your claim to be considered. If you need assistance, please call us on 0800 0608610.

Don’t ignore any warning lights, signals or gauges as you could make the problem worse which may affect our decision. Any faults which might be covered must be reported to us within 7 days.

Your cover may be invalidated if you don’t comply with these obligations.